Man and woman pointing at business documents on desk

Business Checking

Streamline your business finances with a flexible, secure, and convenient checking solution


Each business is different and has unique banking needs. Get all the features you need in a business checking account including free mobile and online banking and eStatements along with customized tools to help manage your finances. Whether you are starting a new business or manage a large established corporation, please contact a customer service representative at any of our Citizens State Bank locations to discuss the account options that best fit your business.
We designed the Citizens State Bank Business Checking Account to support your hometown business’s growth and empower day-to-day operations.

  • Monthly Service Charge: No charge if balance is $500 or above ($5 if balance below $500, $7 if balance below $300)
  • Minimum to Open: $250
  • Overdraft / Insufficient Funds Charge: $20
  • Statement Option: Traditional or eStatement
A Citizens State Bank Commercial Checking Account serves corporate clients that deal with large volumes of deposit items and/or cash. Please contact your local Citizens State Bank location for details and terms. 








*Other terms and conditions may apply. Contact your local Citizens State Bank location for details. 
Cowboys herding cattle in Kansas prairie on horseback and four-wheeler
Flexible Financing to Help You Grow

We know agriculture.


Whether you want to expand, purchase equipment, or manage seasonal expenses, our agricultural lending team can help with financing options to fit your farm or ranch.