Plan for your future
Citizens State Bank can help grow your savings and set aside money for your future. We offer Certificates of Deposit (CDs) and Individual Retirement Accounts (IRAs) with a variety of terms and rates. Talk to a representative at any of our locations to explore your options.
Certificates of Deposit (CDs)
A Citizens State Bank certificate of deposit gives you a guaranteed interest rate for the term selected and provides you with flexible interest payment choices. We offer a variety of terms ranging from 91 days to three years. A minimum of $1,000 deposit is required. The interest rates and annual percentage yields for CDs are subject to change. Please contact your local Citizens State Bank location for current interest rates and annual percentage yields.
Term Lengths:
- 91 days
- 182 days
- 12 months
- 18 months
- 24 months
- 30 months
- 36 months
Individual Retirement Accounts (IRAs)
With an Individual Retirement Account, you can earn tax-deferred income for retirement. Citizens State Bank offers a variety of IRA investment options. Interest rates and annual percentage yields for IRAs are the same as our CD rates and are subject to change. Please contact your local Citizens State Bank location for current interest rates and annual percentage yields.
*Other terms and conditions may apply. Contact your local Citizens State Bank location for details.
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