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Personal Loans

We can help you get there faster


At Citizens State Bank, we tailor personal loans to fit your needs. Our experienced lenders take the time to understand your entire financial position to design a loan that fits. With prompt responses and timely processing, you will be able to shop with confidence and make your purchase as soon as you are ready. Visit any Citizens State Bank location to meet your local lending representative.


Auto


In the market for a new or used vehicle? Stop by and visit with our lenders. Our lending staff wants to find the best loan for you, not sell you a car. We will work with you to provide financing that is customized for your needs. With our quick and streamlined approval process, you can shop with the flexibility of a cash buyer.


Recreational


Are you looking to purchase a motor home, camper, boat, plane, motorcycle, ATV, or any other type of recreational vehicle? Our lending team is standing by to tailor-make a loan suited to your financial situation. Customize your life and your loan terms with a recreational loan from Citizens State Bank.


Cash Secured


Do you have an immediate need for funds, but do not want to use your savings or redeem a certificate of deposit? This lending option allows you to use your savings as collateral, continue to earn interest on those savings, and repay with a low interest rate. Contact a Citizens State Bank lending representative to discuss how to use your savings in the lending process.












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The Branch that Never Closes

Stay connected to your money.


Access your accounts on your computer or through our mobile app. It's convenient, secure, and easy!