Maximize your business’s growth with flexible savings solutions
Citizens State Bank offers business savings accounts designed to help grow your business’s cash while maintaining flexibility and easy access to money when you need it. Our business savings account options include convenient online management tools, competitive interest rates, and flexible withdrawal options so you can focus on what matters most—your business’s success.
Visit any of our Citizens State Bank locations to open an account today. You can explore our account features below, or your local account representative can help you choose the account that’s right for your business.
Business Savings Account
Our Business Savings Account features quarterly statements and 6 withdrawals per quarter at no charge. Saving isn't always easy, but a Business Savings Account with Citizens State Bank makes it easier. Interest rate is subject to change; see your local branch for details.
- Monthly Service Charge: No charge if balance is $500 or above ($5 if balance is below $500)
- Minimum to Open: $250
- Statement Option: Traditional or eStatement
- Overdraft / Insufficient Funds Charge: $20
Note: $2 per item after 6 withdrawals per quarter. Interest paid quarterly.
Money Market Account
Earn interest while still writing a limited number of checks with our Money Market Account. This account allows up to 6 withdrawals per month for free. The interest rate increases as your balance reaches each tier. Interest rate is subject to change; see your local branch for details.
- Tiers:
- $1,000.00 or less
- $1,000.01 to $25,000.00
- $25,000.01 to $100,000.00
- $100,000.01 to $200,000.00
- $200,000.01 or more
- Monthly Service Charge: No charge if balance is $1,000 or above ($7 if balance below $1,000)
- Minimum to Open: $1,000
- Statement Option: Traditional or eStatement
- Overdraft / Insufficient Funds Charge: $20
Note: $2 per item after 6 withdrawals per month. Interest paid monthly.
*Other terms and conditions may apply. Contact your local Citizens State Bank location for details.
Save for your Future
Put your cash to work for you.
Set aside money and earn guaranteed returns with a Certificate of Deposit (CD) or tax-advantaged Individual Retirement Account (IRA). Then start planning that dream vacation!